Featured Listing Friday

Updated Owings Mills Rancher
133 Wilgate Road, Owings Mills, MD
New Kitchen, 2 Updated Full Baths, New Exterior Siding
Family Room Addition with Fireplace & Vaulted Ceilings
New Wood Floors throughout Living Room & Kitchen Areas
  • 3 Bedrooms
  • 2 Bathrooms
  • Mud Room
  • Eat-in Kitchen
  • Built-in Bookcases
  • Covered Rear Porch
  • 2 Car Carport
  • Recently painted. Move right in!


Click here to request more information
Facebook friends, to see the full post, click here.

Tim McIntyre, GRI
tmcintyre@cbmove.com
Facebook friends click
here to see the full post.
Visit my website at www.timsellshomes.com.
Ellicott City Realtor, Catonsville Realtor serving Howard County, Carroll County and Baltimore County for more than 25 years.


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0 commentsTim McIntyre • August 28 2009 11:28AM

Knowing Your Neighborhood is Not Enough: Know Who Lives Where You Live

You may or may not know that I manage my own rental properties.  Yesterday I had an altercation that is a lesson in doing things the right way - and in following your gut instincts.

I received a phone call from a prospective tenant about one of my rentals.  The first things I tell my propsects when they call are:

  • I perform background checks, including criminal and credit
  • I require references
  • There's no pets / no smoking on the property

This particular tenant tells me he doesn't want to spend money on an application fee.  He says his credit is a problem, but he has references and letters of recommendation from his attorney (who is also his employer) and his current landlord.

I decided to meet with him against my better judgment because I believe in considering a person's entire circumstance.  I could be willing to overlook the bad credit and give the guy another chance.

When I met him at the apartment, I immediately had a bad feeling.  His head was shaved, he holes in his jeans, his hat was on backwards, and he had a pathetic limp handshake.

We went into the apartment together and immediately he began to pick the place apart, telling me it needed painting (it didn't), and that he couldn't live with the 1970's paneling, and that it was dirty (it wasn't).  He then began asking me questions as though he was interviewing me, about what I do for a living and how long I've been a landlord.

I answered his questions, but said it didn't really matter because it sounded like the place just wasn't for him.  He replied that he would consider it - he was also looking at two others.

As we were walking out of the apartment, I had a thought that since he didn't want his credit pulled, he may have a criminal record.  I asked him and he said, "No, why do you ask?"  I told him that it was because he didn't want his credit report pulled for privacy reasons.  If he has a criminal record, it may be cause for me not to rent to him.  When he asked me what that meant, I explained that if his record was, for example, for stealing a car, I may be willing to consider the circumstances of the crime.  However, if the crime was more serious, such as being on the sex offenders list, that's a completely different matter.

His reply:  "Well then you wouldn't rent to me."  He admitted that he was on that registry.  Mincing no words, I said "You just told me you didn't have a criminal record.  If that's true, then how are you on that list?"

He answered he was on that list for having sex with a 15 year old prostitute.

I told him that I would certainly consider that a criminal offense. (wouldn't you?)

When I told him that I would absolutely not be able to lease to him, he launched into a rant, screaming "Let me tell you something:  it's people like you, a f-in Republican, that are going to end up getting screwed!"  He didn't listen when I told him it had nothing to do with my political affiliation, which was none of his business, and he continued, "If people like me aren't able to get a job or find a place to stay, they have to resort to stealing."  He said that he might have to resort to ripping people like me off.

(What?  I went there, against my better judgment, to give him a chance.)

At that point he was pointing in my face, and I just walked to my car to avoid having to physically defend myself.  I told him to get off my property and go back where he came from.

What's important about this experience?  Two things:

  1. When you have a process for making decisions, stick to it.
  2. It is now very evident to me that the value a neighborhood has in terms of what homes are selling for is just as important as the value of a neighborhood in terms of the people that are living there.

After the incident, I went on the website, http://dpscs.md.gov/onlineservs/socem/default.shtml, and there he was - a Sexually Violent Offender.  Much to my astonishment, there were many, many other offenders living right there in our community.  That's their right, although I may not like it, or want to tolerate it.

Check the site and tell me what you think - are you surprised by how many registered sex offenders are living in your neighborhood?

Tim McIntyre, GRI
tmcintyre@cbmove.com
Facebook friends click
here to see the full post.
Visit my website at www.timsellshomes.com.
Ellicott City Realtor, Catonsville Realtor serving Howard County, Carroll County and Baltimore County for more than 25 years.


Subscribe to www.timmcintyreblog.com Follow @timREIexpert on twitter Be my friend on facebook www.facebook.com/TimREIexpert

0 commentsTim McIntyre • August 26 2009 03:22PM

Market Report Monday

Carroll County Market Update, July 2009
Click on Toggle Full Screen in the upper right hand corner to view this report. Facebook friends, click here.

If you have any questions about this report, feel free to give me a call, or click here to request more information.

Carroll County Market Indicators, July 2009

Tim McIntyre, GRI
tmcintyre@cbmove.com
Facebook friends click
here to see the full post.
Visit my website at www.timsellshomes.com.
Ellicott City Realtor, Catonsville Realtor serving Howard County, Carroll County and Baltimore County for more than 25 years.


Subscribe to www.timmcintyreblog.com Follow @timREIexpert on twitter Be my friend on facebook www.facebook.com/TimREIexpert

1 commentTim McIntyre • August 24 2009 02:21PM

Featured Listing Friday

Custom Built Model Colonial Loaded with Amenities
Master Suite with Walk in Closet and Luxury Bath
9 foot ceilings, hardwood floors, crown molding and chair rail
  • 4 Bedrooms
  • 3 ½ Bathrooms
  • Gourmet Kitchen with Granite and Professional Stainless Appliances
  • Family Room with Gas Fireplace
  • Spacious walk in closets in every bedroom
  • Den and Separate Laundry room on the main level


Facebook friends click here to see the full post.

Click here to request more information

Tim McIntyre, GRI
tmcintyre@cbmove.com
Facebook friends click
here to see the full post.
Visit my website at www.timsellshomes.com.
Ellicott City Realtor, Catonsville Realtor serving Howard County, Carroll County and Baltimore County for more than 25 years.


Subscribe to www.timmcintyreblog.com Follow @timREIexpert on twitter Be my friend on facebook www.facebook.com/TimREIexpert

0 commentsTim McIntyre • August 21 2009 09:32AM

It’s a Great Time to Sell Your Home

Facebook friends, to see the complete post, click here.

It is evident that we are in one of the toughest Real Estate markets in several decades.    But, if you really think about it, it's the best time to sell your home.    The reality is that home values have fallen significantly over the past 24 months.    This creates a tremendous buying opportunity for those that are looking to purchase a new home.    If, like most Americans, you are interested in buying up to a larger home, this means you are in the perfect situation.    Any mathematician will tell you that the percentage of a larger number is greater than the percentage of a smaller number.    This holds true in Real Estate as well.

For example, you may be selling your current 2000 square foot home that would have sold for $250,000 a year ago and buying a 3000 square foot home that would have sold for $500,000 a year ago.    According to the April 2009 S&P/Case Shiller home price index, home prices have declined 18.1% nationally vs. a year ago.    Based on these numbers, our homeowner would sell his current home for $45,250 less than one year ago and pay $90,500 less for the new home.    This is a savings of $45,250 compared to the same upgrade in housing a year ago:

Real Estate Market Buy Up Chart

This is why it is a great time to sell.    Homes that are currently listed at a price that is realistic for today's market and not "what they could have got a year or two ago", are selling quickly.    Too many sellers think they need to net more out of the sale of their home to move on, when actually they  don't.    We will always see fluctuation in Real Estate values, like any other investment.    The good news is that it's all relative if you are selling and buying another home.

So don't sit on the sidelines waiting for the "bottom".    Don't let the market or the media dictate when to sell your home.    Do it when it's right for you, because after all it's your financial future.    Take advantage of the opportunities of a difficult market.

This article was written by one of the Mortgage Bankers I work with:  Robert Reilley of Vision Mortgage.  He sharedRobert Reilley Vision Mortgage Capital it with me and I couldn't help but to get his permission to share it with you.  He goes beyond the headlines of a "down market" to show that things are not always what you hear.

Robert has always been known to go the extra mile, taking a look at their entire financial picture to determine which mortgage is best for them.

Robert has been my trusted partner for many years, always having honesty, integrity and getting the job done.  To reach him directly, visit Vision Mortgage Capital.

Visit my website at www.timsellshomes.com.

Tim McIntyre, GRI
tmcintyre@cbmove.com
Facebook friends click
here to see the full post.
Visit my website at www.timsellshomes.com.
Ellicott City Realtor, Catonsville Realtor serving Howard County, Carroll County and Baltimore County for more than 25 years.


Subscribe to www.timmcintyreblog.com Follow @timREIexpert on twitter Be my friend on facebook www.facebook.com/TimREIexpert

0 commentsTim McIntyre • August 19 2009 12:02PM

Market Report Monday

Baltimore County Market Update, July 2009
Click on Toggle Full Screen in the upper right hand corner to view this report. Facebook friends, click here.

If you have any questions about this report, feel free to give me a call, or Click here to request more information.

Baltimore County Real Estate Market Indicators July 2009

Tim McIntyre, GRI
tmcintyre@cbmove.com
Facebook friends click
here to see the full post.
Visit my website at www.timsellshomes.com.
Ellicott City Realtor, Catonsville Realtor serving Howard County, Carroll County and Baltimore County for more than 25 years.


Subscribe to www.timmcintyreblog.com Follow @timREIexpert on twitter Be my friend on facebook www.facebook.com/TimREIexpert

0 commentsTim McIntyre • August 17 2009 09:35AM

Featured Listing Friday

Beautiful Custom Mount Airy Home
Southern Style Colonial on Private 2.5 Acre Wooded Lot
set in the peace and tranquility nestled above the Black Ankle Vineyards
On the Carroll / Howard / Frederick County Borders
Excellent location for BRAC relocators, Baltimore, Frederick, DC commuters
Builder will pay all closing costs! 100% Financing for Veterans

  • Large Gourmet Kitchen with Stainless Appliances
  • Spacious Living & Dining Rooms
  • Family Room - Fireplace & view of the woods
  • 4 Bedrooms all with walk-in closets


Click here to request more information.

Tim McIntyre, GRI
tmcintyre@cbmove.com
Facebook friends click
here to see the full post.
Visit my website at www.timsellshomes.com.
Ellicott City Realtor, Catonsville Realtor serving Howard County, Carroll County and Baltimore County for more than 25 years.


Subscribe to www.timmcintyreblog.com Follow @timREIexpert on twitter Be my friend on facebook www.facebook.com/TimREIexpert

2 commentsTim McIntyre • August 14 2009 09:04AM

Just Doing My Job

This past Saturday morning I was out on my bike riding on Route 40 in Ellicott City, MD and here comes a puke yellow pickup truck with a flashing yellow light:  the tell-tale sign of a state employee.  The truck pulls into the large, grassy median, and the driver jumps out of his truck and yanks out two directional signs - the kind builders use to advertise new homes and direct buyers to their model - and throws them into the back of his trunk.

My first thought was to get a picture, and I reached for my cell phone, but I was on my bike, on a busy highway shoulder, and you could imagine how that went.  But as I rode, I started to think about what I saw, and what the sign laws are in Howard County.  The sign law, as pertaining to Real Estate signs, from the Howard County Sign Code Section 503e states that directional signs permitting open houses, or those that builders typically use to direct to their models are permitted from 4pm Friday until noon the following Monday.

As I was in my car on my way to work, he was still there on Route 40, still hard at work pulling signs.  I thought if I saw him again, I'd love to get a photo of this.  But I missed:

State Worker Removing Signs

What really bothered me about this is that I've worked for builders in the past and we always abided by by the sign law.  Builders rely heavily on these signs to get prospective buyers to their models.  So here's a guy who works for the state and is taking his orders from whoever, on a Saturday, probably getting overtime, on our tax dollars.  Our tax dollars that pay for his salary, his uniform, and his puke yellow truck.

Now, my question is, isn't the real estate market tough enough right now without having to deal with this bureaucracy?  When I called on Monday, I couldn't find anyone to talk to about it, and that's as far as it went.

I want to know what you think - is just doing your job enough right now?

 

Tim McIntyre, GRI
tmcintyre@cbmove.com
Facebook friends click
here to see the full post.
Visit my website at www.timsellshomes.com.
Ellicott City Realtor, Catonsville Realtor serving Howard County, Carroll County and Baltimore County for more than 25 years.


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2 commentsTim McIntyre • August 13 2009 12:34PM

Market Report Monday

Click on Toggle Full Screen in the upper right hand corner to view this report. Facebook friends, click here.

If you have any questions about this report, feel free to give me a call, or Click here to request more information.

Tim McIntyre, GRI
tmcintyre@cbmove.com
Facebook friends click
here to see the full post.
Visit my website at www.timsellshomes.com.
Ellicott City Realtor, Catonsville Realtor serving Howard County, Carroll County and Baltimore County for more than 25 years.


Subscribe to www.timmcintyreblog.com Follow @timREIexpert on twitter Be my friend on facebook www.facebook.com/TimREIexpert

0 commentsTim McIntyre • August 10 2009 09:29PM

Featured Listing Friday

Stately All Brick Ellicott City Custom Built Home
Sited on 3.27 wooded acres
Grand Foyer with tray ceilings and marble floors
Gourmet Kitchen with Corian Counters, Cherry Cabinets, Island/Breakfast Bar and Breakfast Room
  • 4 Bedrooms
  • 3 Full Bathrooms
  • 2 Half Bathrooms
  • In Law Suite
  • Step down great room with stacked stone fireplace
  • Sunroom with cathedral ceilings
  • Skylights, French doors open to flagstone patio
  • much more!


Click here to request more information.

Tim McIntyre, GRI
tmcintyre@cbmove.com
Facebook friends click
here to see the full post.
Visit my website at www.timsellshomes.com.
Ellicott City Realtor, Catonsville Realtor serving Howard County, Carroll County and Baltimore County for more than 25 years.


Subscribe to www.timmcintyreblog.com Follow @timREIexpert on twitter Be my friend on facebook www.facebook.com/TimREIexpert

0 commentsTim McIntyre • August 07 2009 09:27AM